The MVP Purpose

We wanted to recognize and reward the loyalty and commitment of our policyholders. The MVP Program is just one more way for us all to share in the long-term success of our company.


How it works


Who’s eligible?

If you have an active individual policy with us, then you’re good to go. You can be full-time or part-time, but you have to individually opt-in to be part of the plan. There is no cost to you for the program.

To download the Opt-In Form, please click here.


How is it funded?

The initial allocation is based on several factors but is roughly equal to one year’s premium at $1 Million/$3 Million limits. Additional quarterly allocations will be determined by the Board of Directors on an annual basis.


How is it distributed?

Upon permanently leaving the practice of medicine, through retirement if you’re over 50, death or disability, you’ll receive the full balance of your account. If you haven’t been in the MVP for 5 years, you’ll get a pro-rated distribution.

More questions? We’ve got you covered.


Below are some Frequently Asked Questions and answers. Of course you can always contact our team at (800)342-2239 or


For further questions, please download our MVP Owner's Manual.

Owner’s Manual