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Episode 019: Pushing the Limits

June 08, 2018

Charmy Shrode, VP of Underwriting, continues to talk with Brian Fortenberry about policies for medical liability coverage. They discuss how far a policy can extend (from you as an individual to your solely-owned practice) and how some plaintiff attorneys prefer to sue an entire entity rather than an individual.

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Show Notes

This is the second part of a two part series. Refer to "Read the Coverage" for part one and for more information on this topic.

The contents of this Podcast are intended for educational/informational purposes only and do not constitute legal advice. Policyholders are urged to consult with their personal attorney for legal advice, as specific legal requirements may vary from state to state and/or change over time. All names have been changed to protect privacy.

About our Guest

Charmy Shrode

Charmy Shrode is Vice President of Underwriting at State Volunteer Mutual Insurance Company (SVMIC). Mrs. Shrode received her Bachelor of Science degree in Business Administration and Finance from Wayland Baptist University in Plainview, Texas in 1986. She received her Certified Insurance Counselor (CIC) designation in 1992. Mrs. Shrode began her insurance career in 1987 in the marketing department of American Physicians Insurance Exchange (API) in Austin, Texas. During her 10 years with API, Charmy received multiple promotions, with her last being Vice President of Underwriting. After being recruited by SVMIC, she and her family moved to Tennessee in 1997. Charmy has been a member of Physician Insurers Association of America (PIAA) since 1989 and has served on the Regulatory Affairs Section for many years. She now serves on the Underwriting Section. Charmy and her husband, Daniel have been married since 1987 and have two boys.

About our Host

Brian Fortenberry is Assistant Vice President of Underwriting at SVMIC where he assists in evaluating risk for the company and assisting policyholders with underwriting issues. He has been involved with medical professional liability insurance since 2007. Prior to his work at SVMIC, Brian worked in the clinical side of medicine and in broadcast media.

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