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Your Coverage & SVMIC's Response


SVMIC’s mission is to protect, support, and advocate for physicians and advanced practice professionals so that they can provide the best possible patient care. Our team is ready to assist you through the risks and uncertainties we face today and in the months ahead.

Please listen to our podcast on COVID-19 and our response.  

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Suspending Planned Rate Increases

SVMIC succeeds when its policyholders are successful, and its policyholders are feeling remarkable pressure right now. So, in an unprecedented move, SVMIC’s Board of Directors decided to suspend all planned rate increases.

Waiving Self-Study Risk Management Course Fees

We are also waiving all fees for online and booklet risk management courses from March 24, 2020 through December 31, 2020.  Please visit to register for a course.  NOTE:  We have an Intro to Telemedicine course that may be of particular interest during this time.

Answering your Questions

Though the majority of our staff is still working remotely, we are all available to answer your questions.  Our staff of risk management, claims, underwriting, practice management, and other experts are here for you.  We can help you through this challenge in a variety of ways, so please don't hesitate to reach out to us.

Q:  Am I covered to provide telemedicine services? 

A:  The need for our policyholders to start rendering medical professional services through telemedicine has dramatically increased. Generally, there are no changes necessary for adding telemedicine to your policy under the following circumstances,

  1. You are practicing within the scope of your licensure;
  2. You are following the telemedicine guidelines, if any, of your state medical board;
  3. Providing care to an established patient; and
  4. Establishing a relationship with a new patient who resides within the state in which coverage has already been agreed upon by SVMIC.*

 *To provide telemedicine to new patients outside your SVMIC coverage area, contact the Underwriting Department.

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