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An update from our team to yours:

These are unprecedented times in our world. We salute our members who are focused on the practice of medicine.

To support you through this crisis, we have implemented new temporary part-time discounts and flexible payment options, to provide relief for physicians and practices struggling financially as a result of the pandemic. In addition, we have suspended all planned rate increases and made all online education courses free of charge for the rest of 2020.

We’re always here to protect, support, and advocate for our members, and we hope these measures will help provide some relief to the heroes our world so desperately needs.

All COVID-19 resources can be found here.


We're a group of like-minded doctors and medical professionals who are determined to look out for one another. We exist to protect, support, and advocate for the mutual interests of our most important asset — our members.

Our mission is simple.

We provide medical malpractice insurance and return an annual share of profits to our members.

This is what makes us different.

Strong Legal Defense

We exist to aggressively defend our members when they need us. With our collaborative claims process, each claim is managed by an in-house attorney together with a local defense attorney. Our members are encouraged to engage claims attorneys any time at no cost.

Superior Coverage

Not all malpractice policies are the same, and SVMIC's is simply better. From inclusion of a consent clause to cyber security coverage, SVMIC aggressively defends and supports good medicine and good doctors.

Physician Ownership

We were founded and are managed by a group of doctors, so we understand the everyday challenges of practicing medicine. Policyholders own our company and have the right to vote for the Board of Directors who lead our organization and set the rates.

Financial Stability

Our members have the peace of mind knowing that we will be here for them when they need us most. With over $600 Million in Policyholder's Surplus and 35 years of A (Excellent) ratings from A.M. Best Company, SVMIC will also be here to share our mutual success.

Outstanding Member Service

We were created by doctors for doctors, so we understand the toll that a malpractice claim can have on you and your team. That's why we constantly look for ways to take better care of our physicians. Fast and reliable access to the entire SVMIC team is just a quick phone call or email away.

Exceptional Resources

We share an obligation to help our doctors reduce their risk and protect their practices. It's also why we have issued dividends to our members almost every year of our existence. With that record of shared success, and through our superior education resources, we bring the latest practice management knowledge and unmatched value to the doctors that we protect and support.

See what our members have to say.

"I look for a partner that provides great customer service and will have my back when I need them, and SVMIC absolutely does."
Dr. Brian Stuart Biesman
Ocular Plastic Surgery
"Only SVMIC can understand what it's like for the doctors in the trenches."
Dr. Curt Hagenau
"I picked up the phone when I needed help, and within five minutes I had very helpful feedback of things I hadn't thought about."
Dr. Mary F. Kerr

Read the latest from SVMIC.

Risk is closer than you think.

Select a button and open the RiskView tool to tour areas of a medical practice that could be potential liabilities.

Your well-being matters.

The medical industry is full of situations and obstacles that can adversely affect the well-being and performance of physicians. We have partnered with the TMF to provide an anonymous and confidential mental health assessment to all licensed physicians, trainees and medical students located in Tennessee. If you are interested in learning more, click the link below for an article highlighting how the survey was created.

Ready to get started?

Our team is here to answer any questions you might have or to help you fill out a quote application.

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